AROV's Banking and Credit Scores course covers the different types of bank accounts available to most people, including CD and Money Market opportunities, and it explains what credit scores are, why they exist and how to maintain them. It also explores what banks truly are and how they make their money, which may offer a different way of thinking about banks. Our goal is to try and spread financial literacy across the world by offering quick and convenient knowledge and explanations to anyone interested. We hope you enjoy.
The Roman Emporer Nero infamously played the fiddle as Rome burned under his watch. For many, early 2020 felt like the world was ablaze, as it did for some in 2008 and 2001. A major health crisis created panic worldwide, the likes of which hadn't been seen in quite a while. But does this sort of panic create opportunity? This course tackles a topical subject, more relevant than ever in today's globalized landscape, as we consider how a world event or a perceived crisis can impact investment opportunities. For those who can maintain clarity of thought and a bit of common sense, there *may* be opportunity awaiting. Maybe. This course is designed for two groups of students: 1.) Those who have enjoyed our previous courses. 2.) Those who know absolutely nothing about investment and may be somewhat interested in learning a little bit about why world events can create investment opportunities. We offer this course for free so that it may motivate anyone who has never previously considered learning about investment. Please be advised that this is for *entertainment purposes ONLY*. We strongly recommend that anyone new to investment learn as much as possible before getting involved. This course appeals to total beginners who would like to understand some basic reasons why current events can impact stocks and real estate. It does *not* cover financial and/or economic theories, studies and/or strategies. Advanced students-- or even advanced beginners-- should pursue other courses. This class offers basic knowledge and is designed as a companion piece to many of our other courses, as it addresses concepts taught in our real estate investment; stocks and bonds; mutual funds and business courses. It is merely philosophical in nature. However, perhaps it will inspire an interest in the topic for anyone out there who is curious. With that said, we hope those for whom it is intended will find it to be worthwhile. Enjoy!
Most people are aware of the stock market, but few actually understand it. This class will simplify the basics so that you become part of the enlightened minority. The course covers an introduction to the following: market capitalization; the pros and cons of different security investments (including stocks, bonds, and options); how security investments work; how to differentiate between common and preferred stock; the difference between primary and secondary markets; and the appeal and danger of penny stocks. We aim to clarify how this all works for those who feel like the stock market is too boring or confusing to understand.
For those of us who decide that we want to venture off and pursue a business idea we have, where do we start? The library? The book store? Message boards? Without any sort of prior experience or education, starting a business can be quite an overwhelming and confusing objective to set for yourself. We will address the initial considerations that accompany the launch of a new company in the US, and help provide some direction so that you can begin formulating your vision and formally establishing your new endeavor. We want you to go from the passive state of "I have an idea" to the more proactive and committed state of "I'm starting a business". We help orient you in the fundamentals of creating your new business so you know what your first steps need to be. This includes learning the different legal structures your business can take on (and the pros and cons of each); different funding options available to cover start-up costs if you'd prefer not to pay out of pocket; why the state you establish your business in matters (from legal and financial standpoints) and the benefits some states offer that others do not; and how to figure out a focus if you happen to be someone who wants to start a business (or are simply sick of working for other people) but aren't quite sure what to start one in. Our intention is for this class to serve as an efficient reference point that will help you simplify the initial stages of setting up a business. AROV Education was developed with the intent of helping people achieve their goals and build the life they want to live. We offer this class in the hope that the information within it will help orient you in the right direction and inspire you to follow through on your entrepreneurial dream, whatever it may be. After all, if you're reading this, you're doing so for a reason. Thus, for what it's worth, our initial advice is this: Fear failure no more than you fear success, and think big- without limitations. As the philosopher Lao Tzu once said, "The journey of a thousand miles starts with a single step." Perhaps clicking onto this page was that first step... AROV Education: Become Your Dreams
AROV's The Path to Greatness Series: From Concept to Reality- Planning, Marketing and Assessing Your Business So here you are- you have a business idea you want to pursue. You want to be your own boss and you've got the gumption to follow through on it. Congratulation! That takes a lot of courage and dedication. But before you jump down the rabbit hole too far, it is important to realize that a majority of new business ventures fail within a few years, often due to poor planning. Now, we believe everyone can find success with the right planning, but the emphasis on that statement falls on the last two words: right planning. It is not enough to jump into a business, throw money at ideas willy-nilly, buy websites, file business names, and start telling everyone what a success you'll be. Deciding to pursue your idea is often the most challenging step because fear and comfort often discourage people from doing so. However, once you've committed, you must make sure you move forth strategically and perceptively. Otherwise, it is quite easy to end up with a ton of costly mistakes that will not only undermine your growth and profits but also possibly thwart your success before it even begins. As Benjamin Franklin once said, "If you fail to plan, you're planning to fail." When starting a business, it is important to write an efficient business plan. This allows you to take an objective look at your business from various angles to increase familiarity and awareness of every aspect of your strategy, which is integral for success. The From Concept to Reality course teaches students how to develop the various aspects of an effective business plan, including the commonly in-demand executive summary, market analysis, and organizational structure sections. It also offers ideas on how to market a new business without much financial investment. Once you have your business set up, you need to figure out how to bring in customers. After all, a business without customers isn't much of a business at all. Plus, this course covers how to develop an efficient elevator speech (and explains why it's important); and teaches what SWOT and MOST analyses are, and how to use them to strengthen the efficacy of your business strategy. This allows you to analyze the strengths and weaknesses inherent within your company as well as within your business plan itself. AROV Education was developed with the intent of helping people achieve their goals and build the life they want to live. We offer this class in the hope that the information within it will help orient you in the right direction and inspire you to follow through on your entrepreneurial dream, whatever it may be. After all, if you're reading this, you're doing so for a reason. Thus, for what it's worth, our initial advice is this: Fear failure no more than you fear success, and think big- without limitations. As the philosopher Lao Tzu once said, "The journey of a thousand miles starts with a single step." Perhaps clicking onto this page was that first step... AROV Education; Become Your Dreams